Coverage at no additional cost

La Capitale has launched a tailored insurance program for your motorhome. This insurance product, part of RV Solutions Insurance^TM, offers a wide range of well-thought coverage, tailored to your individual needs, with the sole purpose of giving you more to benefit from.

• You do not use your motorhome during the entire year? La Capitale offers you a premium credit for that period of time where you choose not to use your motorhome. An absolute exclusivity in the marketplace!

• You have an accident and your vehicle is no longer drivable? We will reimburse up to $50 per day for the rental fees of a replacement vehicle, up to a maximum of $1,500 per covered loss (Endorsement Q.E.F. no. 20a).

• An accident occurs while you are traveling and you must wait for your vehicle to be repaired? We will pay your additional lodging and other necessary living expenses, up to $750 (Endorsement Q.E.F. no. 20a).

• You are pleasantly driving along and a stone damages your windshield? There is no cost to you for windshield repairs.

• A burglar breaks into your motorhome and your television, microwave, BBQ and other items have vanished? With La Capitale, you benefit from personal property insurance coverage, up to $8,000, free of charge, whether your personal property is inside the motorhome or on the premises where such is located. Should you need to, you can increase this amount of coverage for just a few extra dollars.

• Your luck has run out and not only is the motorhome damaged due to an accident but so is your vehicle hitched behind it? If you acted on the great idea of insuring both vehicles with La Capitale (motorhome and automobile), there will be but one deductible to pay.

• Has a collision with a hit-and-run driver left your motorhome damaged? You have now become the victim of a hit-and-run accident. Once again, there will be no deductible to pay provided that a police report has been requested.

• Do you plan on traveling outside the province of Quebec? Not to worry! With RV Solutions Insurance^TM, you are covered for all of your trips outside the province of Quebec.

• You are involved in a major accident and your motorhome is a total loss? There will be no deducticle for you to pay upon such unfortunate situation.

And for a few dollars more

• An immediate family member is injured while inside the motorhome as a result of an accident? La Capitale offers Endorsement Q.E.F. no. 34, which will provide you with a financial indemnity in the event of death or dismemberment.

• Each year, your motorhome depreciates and loses some of its value. In the event of a total loss, would you like to protect yourself against such depreciation? It's quite simple. All you need is Endorsement Q.E.F. no. 43d and you will receive an indemnity equivalent to the price paid at the time of purchase.

• What if there was a partial loss due to an accident? Would you prefer that your motorhome be repaired with new parts from the manufacturer even if the motorhome has depreciated in value? Once again, it's quite simple to protect your motorhome from the usual depreciation applied at the time of loss. All you need is Endorsement Q.E.F. no. 43a, which will protect your motorhome from such depreciation when there is a partial loss.

 

In all cases and at any time, the terms and conditions pertaining to our coverage are governed solely by the current insurance contract. Certain limitations and exclusions apply.