Coverage at no additional cost
Your caravan is secure with RV Solutions InsuranceTM. Regardless of the type of caravan you own, La Capitale offers you the best coverage, tailored to your vehicle type, without asking that you also insure the towing vehicle!
You have an accident and your vehicle is no longer drivable? We will reimburse up to $50 per day for the rental fees of a replacement vehicle, up to a maximum of $1,500 per covered loss (Endorsement Q.E.F. no. 20a).
You have an accident and the towing vehicle is a total loss or your vehicle has actually been stolen? In the event of a total loss or the theft of your vehicle, La Capitale offers a Rapatriation Benefit of up to $5,000!
An accident occurs while you are traveling and you must wait for your caravan or your vehicle to be repaired? La Capitale will pay for your additional lodging expenses, up to $750 (Endorsement Q.E.F. no. 20a), whether the damage sustained is to your caravan or your towing vehicle.
A burglar breaks into your caravan and your television, microwave, BBQ and other items have vanished? With La Capitale, you benefit from personal property insurance coverage, up to $8,000, free of charge, whether your personal property is inside the caravan or on the premises where such is located. Should you need to, you can increase this amount of coverage for just a few extra dollars.
Your luck has run out and not only is the caravan damaged due to an accident but so is your towing vehicle? If you acted on the great idea of insuring both vehicles with La Capitale (caravan and towing vehicle), there will be but one deductible to pay.
Has a collision with a hit-and-run driver left your caravan damaged? You have now become the victim of a hit-and-run accident. Once again, there will be no deductible to pay provided that a police report has been requested.
Do you plan on traveling outside the province of Quebec? Not to worry! With RV Solutions InsuranceTM, you are covered for all of your trips outside the province of Quebec.
You are involved in a major accident and your caravan is a total loss? There will be no deducticle for you to pay upon such unfortunate situation.
And for just a few extra dollars
An immediate family member is injured while inside the caravan as a result of an accident? La Capitale offers Endorsement Q.E.F. no. 34, which will provide you with a financial indemnity in the event of death or dismemberment.
Each year, your caravan depreciates and loses some of its value. In the event of a total loss, would you like to protect yourself against such depreciation? It's quite simple. All you need is Endorsement Q.E.F. no. 43d and you will receive an indemnity equivalent to the price paid at the time of purchase.
What if there was a partial loss due to an accident? Would you prefer that the caravan be repaired with new parts from the manufacturer even if the caravan has depreciated in value? Once again, it's quite simple to protect your caravan from the usual depreciation applied at the time of loss. All you need is Endorsement Q.E.F. no. 43a, which will protect your caravan from such depreciation when there is a partial loss.
In all cases and at any time, the terms and conditions pertaining to our coverage are governed solely by the current insurance contract. Certain limitations and exclusions apply.
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Caravan Insurance

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