Coverage at no additional cost

With La Capitale, stationary trailer insurance automatically includes well-thought coverage, provided to you at no cost. Based on your needs, many coverage levels can be increased for just a few extra dollars. Be assured that you can count on your insurer at all times!

• An individual is injured while visiting you at your stationary trailer? When your insurance is with La Capitale, you benefit from one (1) million dollar worth of Liability insurance coverage, whether the incident occurs inside the stationary trailer or on the premises where such is located.

• You have brought additional furniture and personal belongings to your stationary trailer? With La Capitale, all of your added personal property is covered at no additional cost, up to $5,000 and, you can increase this level of coverage for just a few extra dollars.

• You have a loss and your stationary trailer is inhabitable for a certain period of time? You will benefit from an indemnity of up to $1,000 per loss, to help pay for additional lodging and other necessary living expenses.

• Your stationary trailer is unfortunately damaged by water infiltration? With La Capitale, coverage for water damage caused by water infiltration (roof and walls), watermain breakage, and leaks from water supply lines as well as from appliances is included, without financial limitations, provided your stationary trailer is 15 years old or less. Please note that water damage from a flood, even if such was brought on by a sewer back-up, is never covered.

• What happens to your stationary trailer insurance during the winter months? We look after your stationary trailer's insurance needs throughout the entire year. Your policy coverage is never "suspended" during the winter.

• Your personal belongings inside the stationary trailer are badly damaged by fire? All of your personal property is fully covered, at all times and with replacement cost coverage. Best of all, there is no additional cost for this coverage.

• Your stationary trailer is seriously damaged and is now considered a partial or a total loss? When your stationary trailer is less than 10 years old, La Capitale offers you Waiver of Depreciation coverage, free of charge; indemnification without applying depreciation at the time of loss.

• Do you have a storage shed near your stationary trailer? Not to worry! Your permanently installed outbuildings (such as a storage shed) are covered for an amount equivalent to 20% of the amount of insurance on the stationary trailer. If needed, you can increase this amount of insurance for a small premium.

And for just a few extra dollars

• Do you have and use a golf cart to get around? You can also insure such recreational vehicle for a minimal premium.

In all cases and at any time, the terms and conditions pertaining to our coverage are governed solely by the current insurance contract. Certain limitations and exclusions apply.