Coverage at no additional cost

RV Solutions Insurance -- Motorcycle combines a number of protections at no additional cost or for just a few dollars more. See for yourself.

• An accident renders your motorcycle a total loss but thankfully, you are safe and sound? Thanks to our program, you'll have no deductible to pay.

• A thief damages your travel bags and gets away with all they contained? With La Capitale, you will have but one deductible to pay when a loss affects two insurance contracts (in this case, your motorcycle and home insurance).

• You passion for motorcycles leads to travel outside the province of Quebec? Take advantage of your time off knowing that you are covered for all of your getaways.

• Another vehicle sends a stone flying into your windshield and damages it? When you have your windshield repaired, you'll be spared from paying the applicable deductible.

• You notice that your motorcycle has sustained collision damage in a parking lot for example, and the culprit has fled the scene? You have now become the victim of a hit-and-run accident. Ensure that there is a police report and there will be no deductible to pay.

And for just a few extra dollars

• You have a collision accident and your motorcycle is no longer drivable? There will be no daily limit applied upon the reimbursement of the cost of renting a replacement vehicle, up to a maximum of $1,500 per eligible claim (Endorsement QEF 20a).

• To add insult to injury, the accident occurs while on vacation. What can you do while your motorcycle is being repaired? We will pay up to $750 for your additional living expenses and lodging costs (Endorsement QEF 20a).

• You are aware that your motorcycle depreciates and loses some of its value every year and you would welcome coverage against that? Receive an indemnity equivalent to the price paid for your motorcycle at the time of purchase by adding the endorsement QEF 43d to your policy.

• Your motorcycle is definitely a precious item and in the event of a partial loss, you would prefer to have it repaired with new and original parts? Avoid this type of depreciation by adding the endorsement QEF 43a to your insurance policy.

• Would you like to be covered in the event of death when you are riding your motorcycle? Choose to add the endorsement QEF 34 and a death benefit ranging from $10,000 to $20,000 will be payable.

• Is your motorcycle equipped with a side-car? Simply mention it and we will tailor your insurance coverage to cover it (a nominal premium applies).

 

Free coverage that you can enhance for just a few extra dollars

• Is your motorcycle the fully loaded type, with a number of accessories? Our basic coverage provides $3,500 worth of protection, which is often more than enough. However, you can tailor this coverage to your needs for a nominal premium.

Optional coverage for a nominal premium

• Are you using a utility trailer or a sled? Our agent can ensure that your coverage corresponds to your equipment and usage, subject to an additional but nominal premium.

In all cases and at any time, the terms and conditions pertaining to our coverage are governed solely by the current insurance contract. Certain limitations and exclusions apply.